Privacy Policy
1. SMS Policy
IKKA Insurance do not sell or share personal information with third parties for marketing/promotional purposes.
By providing a telephone number and submitting the form you are consenting to be contacted by SMS text message from IKKA Insurance Agency. Message frequency may vary. Message & data rates may apply. Reply STOP to opt-out of further messaging. Reply HELP for more information.
IKKA Insurance (“we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information.
1. Information We Collect
We may collect various types of information from you, including:
- Personal Information: Name, address, date of birth, contact information, email address, social security number, driver’s license number, and financial information.
- Policy Information: Policy numbers, coverage details, claims history, and payment information.
- Device Information: Information about the device you use to access our website or mobile app, such as IP address, browser type, and operating system.
- Usage Information: Information about how you interact with our website or mobile app, such as pages visited and links clicked.
2. How We Collect Information
We collect information through various means, including:
- Directly from you: When you apply for insurance, make a claim, or contact us.
- Third-party sources: From credit bureaus, motor vehicle records, and other authorized sources.
- Automatically: Through cookies and other tracking technologies when you visit our website or use our mobile app.
3. How We Use Your Information
We use your information for various purposes, including:
- Processing insurance applications and policies
- Providing insurance coverage and handling claims
- Underwriting and risk assessment
- Customer service and support
- Marketing and communications
- Fraud prevention and detection
- Compliance with legal and regulatory requirements
4. Sharing Your Information
We may share your information with:
- Affiliated companies
- Insurance agents and brokers
- Reinsurance companies
- Claims adjusters and investigators
- Healthcare providers
- Law enforcement agencies (as required by law)
We take steps to ensure that these third parties have appropriate safeguards in place to protect your information.
5. Data Security
We implement reasonable security measures to protect your information from unauthorized access, use, disclosure, alteration, and destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
6. Your Rights
You may have certain rights regarding your personal information, such as the right to access, correct, or delete your information. To exercise these rights, please contact us as described below.
7. Children’s Privacy
Our website and services are not directed to children under the age of 13. We do not knowingly collect personal information from children.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on our website.
9. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
[Your Company Name] [Address] [Phone Number] [Email Address]
Remember to customize this template to reflect your specific insurance company’s practices and comply with applicable laws and regulations.
Additional Considerations:
- Data Retention: Specify how long you retain different types of information.
- Cross-Border Transfers: Address how you handle data transfers if you operate in multiple jurisdictions.
- Data Breach Notification: Outline your procedures for notifying individuals in case of a data breach.
- Cookie Policy: If you use cookies, provide detailed information about their use.
- Opt-Out Options: Describe how individuals can opt out of marketing communications.