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The term “gross wages” was always interesting to me. There’s nothing gross about your wage except for the amount the government takes out in taxes. The good news is the potential to receive a tax refund at the beginning of the following year. After having gone months without that money, you receive it in bulk all at once. The national average tax refund is about $3,000. How are you going to spend a few grand during tax season?

I have composed a list of a few suggestions to ponder when considering what to put your money towards.

  1. Pay off your credit card. No one likes owing anyone money. Get your debts paid off.
  2. Home improvement. Maybe you need to replace all the outdated decorations in your house. Your surroundings have a direct impact on your mood. There’s a chance that an updated living room will make you feel uplifted and comfy.
  3. Buy a loved one a gift. Make someone else feel truly special, and you will also feel warm and fuzzy inside too.
  4. Are you still paying off student loans? Make a chunk of a payment to help dig yourself out of that hole.
  5. If you have a child, maybe start a savings account for his/her first car.
  6. Put it in your own savings account for the future.
  7. Go on a vacation. It’s much like medicine for your soul and could really make a difference in your general wellbeing.
  8. Spoil yourself. Go get a deep tissue massage. Why not?
  9. Invest your money where it can be multiplied.
  10. Take your significant other on a special date.

A good tip to spending your refund is to use most of it for responsible matters and take a small portion of it for fun. That way you can feel good about how you spent the money.

 By: KayLynn

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